Regardless of what type of business you own or manage today, you need cyber liability insurance. You probably have some type of online presence, but even if you operate entirely from a brick-and-mortar location, you need protection against hackers. Identity theft is rising, and cyber crime that compromises your customer or patron base can cripple your organization if you don’t have the right protection in place.

As an employer, you want to offer a rich benefit package to your employees. One of these benefits may be a 401K or other defined benefit plan. Of the more than 600,000 defined benefit plans in the United States, almost 40% of the sponsors of the plans don’t consider themselves a fiduciary. Those 40% may be shocked to find out that they are wrong.

Golf courses vary in size and complexity, and may be municipally or privately owned and operated. They can be 18 hole, 9 hole, 3 par, miniature golf and/or a driving range. At Bilz, we have the ability to tailor an insurance program to cover the exposures that come with operating a golf course. From rental carts, snack bars, retail shops, repair services or even offering lessons and sponsoring tournaments, we can cover it for you.

Identity theft is an everyday occurrence that affects millions of Americans every year, but staying informed and alert can help prevent it from happening to you.

In today's world of internet shopping and e-mail scam artists, it has never been more important to protect your identity. Over nine million Americans have their identities stolen each year and, according to the Federal Trade Commission, that number is on the rise.

Property that is capable of moving under its own power presents a coverage problem, particularly when the property is capable of transporting persons or other property. Such property may either be a vehicle or a class called mobile equipment. Mobile equipment typically refers to equipment or machinery that is primarily designed for off-road use. The definition still applies when this type of property must cross a public road, or occasionally travel on public roads in order to get to a job site.

One of the highest risks associated with your business is delivery. Many pizza restaurant operators are tempted to forego this coverage due to the high cost. Don’t settle for less. You may be endangering the most profitable part of your business – Pizza Delivery! At Bilz, we have a program designed to cover all areas of concern including pizza delivery liability insurance.

In an emergency situation, you’re first on the scene. At Bilz, we appreciate your mission. That’s why we’ve developed a tailored package of coverages and services specifically for Volunteer Emergency Services groups like yours. From emergency service errors & omissions, to temporary liquor law liability for events, to volunteer emergency services management liability, we can cover it for you.

Weddings are undoubtedly a special time for participants and guests alike. However, it is important to remember the multitude of risks and liabilities taken on when preparing and hosting a wedding, most of which are not covered by typical insurance plans. Even more worrying is the threat of a "wedding disaster," such as a damaged dress or sudden illness.