Identity theft is an everyday occurrence that affects millions of Americans every year, but staying informed and alert can help prevent it from happening to you.
In today's world of internet shopping and e-mail scam artists, it has never been more important to protect your identity. Over nine million Americans have their identities stolen each year and, according to the Federal Trade Commission, that number is on the rise.
Before discussing ways to prevent identity theft, it is important to understand the ways in which criminals can access your bank accounts, credit card statements, and other personal information:
Despite the growing number of stolen identities, there are several simple, yet effective, means of deterring criminals. Here's a good starter list:
A victim of identity theft who is covered may be reimbursed for legal fees, lost or stolen property, and even mental health counseling. Identity theft can be included in your home insurance policy for a minimal fee. Be sure to check with us to have this valuable coverage added to your policy.