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Personal Insurance

Auto | Homeowner | Renters | More

Bilz Insurance is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

You have a lot of choices when it comes to how and where you buy your Kentucky car insurance. Choosing an independent insurance agent like Bilz Insurance ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

Bilz Insurance works with a wide range of insurance companies that offer reliable Kentucky car insurance. Contact us today to find out how we can help you.

Homeowner

Wherever it is that you call home, whether a spralling estate in the country, a quiet suburban house, or a bustling downtown condo, Bilz Insurance can help you find the right Kentucky home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, Bilz Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, Bilz Insurance can help you pick the Kentucky renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Boat

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. Bilz Insurance offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, Bilz Insurance can help with your Kentucky boat insurance needs. Contact us today to find out how we can help you.

If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. Bilz Insurance can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your Kentucky motorcycle insurance options.

Let Bilz Insurance review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

Condo

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, Bilz Insurance can help you ensure that you're insured.

Bilz Insurance partners with many insurance companies that offer complete Kentucky condo insurance. Contact us today to find out how we can help you.

Whether you hit the road a couple times per year or spend months at a time seeing the countryside from your RV, Bilz Insurance can help find the right RV insurance policy for you.

The insurance companies we work with provide a wide range of coverage options, from vacation liability to 24/7 roadside assistance.

Bilz Insurance has helped many Kentucky RV owners with their insurance needs. Contact us today to find out how we can help you too.

Flood

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

Bilz Insurance insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Insurance for classic cars is a bit more involved than the average auto insurance policy, but Bilz Insurance can help you find the right balance between coverage and your budget.

Whether your restoring an antique or just purchased a classic car, you'll want to protect your investement.

Bilz Insurance works with insurance companies that specialize in insuring classic and antique cars. Contact us today to find out more.

Umbrella

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

Bilz Insurance works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

From ATVs to golf carts to snowmobiles - whatever you drive for some off-road fun, we can help you insure it.

Bilz Insurance works with many insurance companies that offer a range of discounts that you may qualify for.

We take pride in offering professional customer service for all our Kentucky customers. We're committed to offering choices for all insurance needs and budgets. Contact us today to find out more.

Wedding

Planning a wedding is incredibly exciting (if not somewhat overwhelming). From selecting the right invitations to configuring seating arrangements to booking the honeymoon, it’s no wonder couples tend to get stressed while getting ready for the big day.

Disasters can strike even the most well-planned weddings. Consider wedding insurance – the greatest wedding gift you can give yourself. Wedding and event insurance isn’t only affordable; it’s also the best way to make sure you’re protected if a vendor no-shows, gifts get stolen or an unexpected health problem forces you to postpone.

Having motor toys to enjoy the great state of Kentucky makes weekends and vacations fun, but you want to be sure these vehicles are insured, just like your car or truck. Sometimes insurance requirements are a gray area with the law until you venture onto public roadways or local, state, and national parks.