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Directors & Officers (D&O)

from Bilz Insurance

D&O insurance typically covers "wrongful acts" by directors and officers of an entity within their capacity to make decisions regarding the entity's activities. A "wrongful act" is often defined to be something like, "any error, misstatement, misleading statement, act, omission, neglect, or breach of duty committed, attempted, or allegedly committed or attempted, by an insured person, individually or otherwise, in an insured capacity, or any matter claimed against him or her solely by reason of his or her serving in such insured capacity."

The entity may be a public or private corporation, association or other organization and it may be for-profit or nonprofit.

Some types of D&O claims are:

  • Providing inaccurate financial information to a lending institution
  • Providing inaccurate information to a surety bonding company
  • Exercising poor due diligence in a business acquisition
To find out more about this valuable protection for your business or association or obtain a no obligation quote, contact us today.

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